Efani<p>$38,000… GONE while he was sleeping.</p><p>That’s how fast SIM-swapping can destroy your financial life.</p><p>In just 3 hours, a hacker took over Justin Chan’s phone number, intercepted his two-factor codes, and emptied his bank and trading accounts. No alarms. No notifications. Just silent access and drained funds.</p><p>It didn’t happen because he was careless.<br>It happened because the attacker exploited a broken system:</p><p>- His mobile carrier transferred his number to a new device without proper checks<br>- His 2FA codes were sent to that new device<br>- His bank and investment apps trusted that number</p><p>This is the $38,000 mistake most people never see coming. Because by the time you realize something is wrong — it’s already too late.</p><p>The worst part? Getting the money back was harder than the hack itself.<br>It took media pressure, endless follow-ups, and months of stress just to get refunded.</p><p>Mobile numbers are the new master key — and most people are handing them out unlocked.</p><p>If your 2FA is tied to your phone number, it's time to change that.<br>If your carrier doesn’t lock down your SIM by default, it’s time to upgrade.<br>And if your bank’s idea of protection is a form letter and a closed case, don’t wait for a wake-up call at 3AM.</p><p><a href="https://infosec.exchange/tags/SIMSwapping" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>SIMSwapping</span></a> <a href="https://infosec.exchange/tags/CyberSecurity" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CyberSecurity</span></a> <a href="https://infosec.exchange/tags/MobileSecurity" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>MobileSecurity</span></a> <a href="https://infosec.exchange/tags/2FA" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>2FA</span></a></p>